Vista, CA Property Tax Rate (FY 2026-27)
Vista's property tax rate is 1.0871% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.0871% in voter-approved bonds.
First-year property tax by purchase price
Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.0871%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.
| Purchase price | Annual tax | Monthly |
|---|---|---|
| $500,000 | $5,435.35 | $452.95 |
| $750,000 | $8,153.03 | $679.42 |
| $1,000,000 | $10,870.70 | $905.89 |
| $1,500,000 | $16,306.05 | $1,358.84 |
| $2,000,000 | $21,741.40 | $1,811.78 |
Property tax calculator
Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.
What this rate leaves out
- This is the rate for Vista's primary tax rate area. Other tax rate areas in the same city can have a different rate.
- Mello-Roos (Community Facilities District) taxes, flat parcel taxes and fixed special assessments are not included. Check the property's tax bill.
- Buyers get a supplemental tax bill after purchase for the change in assessed value.
- Under Proposition 13, the assessed value can rise by at most 2% a year while you own the home.
Look up a tax bill
Look up your San Diego County property tax bill on the San Diego County Treasurer-Tax Collector site. San Diego County property tax rates and due dates.
Loan limits
Vista is in San Diego County, where the 2026 conforming loan limit for a one-unit home is $1,104,000. San Diego County loan limits.
Other cities in San Diego County
| City or community | Tax rate (FY 2026-27) |
|---|---|
| Carlsbad | 1.0869% |
| Chula Vista | 1.1696% |
| Coronado | 1.0687% |
| Del Mar | 1.0632% |
| El Cajon | 1.1750% |
| Encinitas | 1.0557% |
| Escondido | 1.1391% |
| Imperial Beach | 1.1984% |
| La Mesa | 1.1792% |
| Lemon Grove | 1.2557% |
| National City | 1.1711% |
| Oceanside | 1.1120% |
| Poway | 1.1194% |
| San Diego | 1.2530% |
| San Marcos | 1.1084% |
| Santee | 1.1683% |
| Solana Beach | 1.0595% |
Source
Rate from San Diego County Auditor & Controller - Tax Rate by Tax Rate Area Search (FY 2026/2027), 'typical Tax Rate Area for each city' table. All California city rates.