Mortgage Blueprint

San Diego County Property Tax Rates (FY 2026-27)

In San Diego County, the fiscal year 2026-27 property tax rate runs from 1.0557% (Encinitas) to 1.2557% (Lemon Grove) across the 18 cities and communities listed here: the 1% Proposition 13 base plus voter-approved bonds.

Rates by city

Property tax rates, San Diego County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Carlsbad1.0869%
Chula Vista1.1696%
Coronado1.0687%
Del Mar1.0632%
El Cajon1.1750%
Encinitas1.0557%
Escondido1.1391%
Imperial Beach1.1984%
La Mesa1.1792%
Lemon Grove1.2557%
National City1.1711%
Oceanside1.1120%
Poway1.1194%
San Diego1.2530%
San Marcos1.1084%
Santee1.1683%
Solana Beach1.0595%
Vista1.0871%

Property tax calculator

Search for a city or pick one on the map, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your San Diego County tax bill

Annual property tax$12,292.42$1,024.37 a month
True tax rate1.229%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,792.42 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,792.42
Fixed assessments$1,500.00
Annual property tax$12,292.42

Your property tax bill

The San Diego County Treasurer-Tax Collector posts San Diego County secured tax bills online: look up or pay a property tax bill. You'll usually need the parcel number (APN).

California secured property tax is billed in two installments: the first is due November 1 and late after December 10; the second is due February 1 and late after April 10. A 10% penalty applies to a late installment.

A bill adds fixed charges to the rate: parcel taxes, Mello-Roos (Community Facilities District) taxes and special assessments such as sewer, flood control or lighting. Those vary by parcel and are not in the rates above. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Loan limits

San Diego County 2026 conforming loan limit: $1,104,000

Source

Rates from San Diego County Auditor & Controller - Tax Rate by Tax Rate Area Search (FY 2026/2027), 'typical Tax Rate Area for each city' table. Each rate is for the city's primary or most common tax rate area; other areas in the same city can differ.

Run your numbers for San Diego County in Mortgage Blueprint

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