Mortgage Blueprint

Poway, CA Property Tax Rate (FY 2026-27)

Poway's property tax rate is 1.1194% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.1194% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1194%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Poway, CA at 1.1194% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,596.75$466.40
$750,000$8,395.13$699.59
$1,000,000$11,193.50$932.79
$1,500,000$16,790.25$1,399.19
$2,000,000$22,387.00$1,865.58

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your San Diego County tax bill

Annual property tax$12,615.15$1,051.26 a month
True tax rate1.262%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,115.15 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,115.15
Fixed assessments$1,500.00
Annual property tax$12,615.15

What this rate leaves out

Look up a tax bill

Look up your San Diego County property tax bill on the San Diego County Treasurer-Tax Collector site. San Diego County property tax rates and due dates.

Loan limits

Poway is in San Diego County, where the 2026 conforming loan limit for a one-unit home is $1,104,000. San Diego County loan limits.

Other cities in San Diego County

Property tax rates, San Diego County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Carlsbad1.0869%
Chula Vista1.1696%
Coronado1.0687%
Del Mar1.0632%
El Cajon1.1750%
Encinitas1.0557%
Escondido1.1391%
Imperial Beach1.1984%
La Mesa1.1792%
Lemon Grove1.2557%
National City1.1711%
Oceanside1.1120%
San Diego1.2530%
San Marcos1.1084%
Santee1.1683%
Solana Beach1.0595%
Vista1.0871%

Source

Rate from San Diego County Auditor & Controller - Tax Rate by Tax Rate Area Search (FY 2026/2027), 'typical Tax Rate Area for each city' table. All California city rates.

See Poway's taxes in your payment in Mortgage Blueprint