Mortgage Blueprint

Templeton, CA Property Tax Rate (FY 2025-26)

Templeton's property tax rate is 1.1342% for fiscal year 2025-26 in its primary tax rate area: the 1% Proposition 13 base plus 0.1342% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1342%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Templeton, CA at 1.1342% (FY 2025-26)
Purchase priceAnnual taxMonthly
$500,000$5,671.05$472.59
$750,000$8,506.58$708.88
$1,000,000$11,342.10$945.18
$1,500,000$17,013.15$1,417.76
$2,000,000$22,684.20$1,890.35

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your San Luis Obispo County tax bill

Annual property tax$12,762.71$1,063.56 a month
True tax rate1.276%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,262.71 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,262.71
Fixed assessments$1,500.00
Annual property tax$12,762.71

What this rate leaves out

Look up a tax bill

Look up your San Luis Obispo County property tax bill on the San Luis Obispo County Auditor-Controller-Treasurer-Tax Collector-Public Administrator site. San Luis Obispo County property tax rates and due dates.

Loan limits

Templeton is in San Luis Obispo County, where the 2026 conforming loan limit for a one-unit home is $1,000,500. San Luis Obispo County loan limits.

Other cities in San Luis Obispo County

Property tax rates, San Luis Obispo County (FY 2025-26)
City or communityTax rate (FY 2025-26)
Arroyo Grande1.0682%
Atascadero1.1423%
Grover Beach1.1532%
Morro Bay1.1022%
Paso Robles1.1073%
Pismo Beach1.0682%
San Luis Obispo1.1022%

Source

Rate from County of San Luis Obispo Property Tax Rates: Bonds Levied, Tax Rates by Fund & TRA 2025-2026. All California city rates.

See Templeton's taxes in your payment in Mortgage Blueprint