San Luis Obispo, CA Property Tax Rate (FY 2025-26)
San Luis Obispo's property tax rate is 1.1022% for fiscal year 2025-26 in its primary tax rate area: the 1% Proposition 13 base plus 0.1022% in voter-approved bonds.
First-year property tax by purchase price
Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1022%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.
| Purchase price | Annual tax | Monthly |
|---|---|---|
| $500,000 | $5,511.05 | $459.25 |
| $750,000 | $8,266.58 | $688.88 |
| $1,000,000 | $11,022.10 | $918.51 |
| $1,500,000 | $16,533.15 | $1,377.76 |
| $2,000,000 | $22,044.20 | $1,837.02 |
Property tax calculator
Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.
What this rate leaves out
- This is the rate for San Luis Obispo's primary tax rate area. Other tax rate areas in the same city can have a different rate.
- Mello-Roos (Community Facilities District) taxes, flat parcel taxes and fixed special assessments are not included. Check the property's tax bill.
- Buyers get a supplemental tax bill after purchase for the change in assessed value.
- Under Proposition 13, the assessed value can rise by at most 2% a year while you own the home.
Look up a tax bill
Look up your San Luis Obispo County property tax bill on the San Luis Obispo County Auditor-Controller-Treasurer-Tax Collector-Public Administrator site. San Luis Obispo County property tax rates and due dates.
Loan limits
San Luis Obispo is in San Luis Obispo County, where the 2026 conforming loan limit for a one-unit home is $1,000,500. San Luis Obispo County loan limits.
Other cities in San Luis Obispo County
| City or community | Tax rate (FY 2025-26) |
|---|---|
| Arroyo Grande | 1.0682% |
| Atascadero | 1.1423% |
| Grover Beach | 1.1532% |
| Morro Bay | 1.1022% |
| Paso Robles | 1.1073% |
| Pismo Beach | 1.0682% |
| Templeton | 1.1342% |
Source
Rate from County of San Luis Obispo Property Tax Rates: Bonds Levied, Tax Rates by Fund & TRA 2025-2026. All California city rates.
See San Luis Obispo's taxes in your payment in Mortgage Blueprint