San Mateo, CA Property Tax Rate (FY 2025-26)
San Mateo's property tax rate is 1.1201% for fiscal year 2025-26 in its primary tax rate area: the 1% Proposition 13 base plus 0.1201% in voter-approved bonds.
First-year property tax by purchase price
Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1201%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.
| Purchase price | Annual tax | Monthly |
|---|---|---|
| $500,000 | $5,600.50 | $466.71 |
| $750,000 | $8,400.75 | $700.06 |
| $1,000,000 | $11,201.00 | $933.42 |
| $1,500,000 | $16,801.50 | $1,400.13 |
| $2,000,000 | $22,402.00 | $1,866.83 |
Property tax calculator
Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.
What this rate leaves out
- This is the rate for San Mateo's primary tax rate area. Other tax rate areas in the same city can have a different rate.
- Mello-Roos (Community Facilities District) taxes, flat parcel taxes and fixed special assessments are not included. Check the property's tax bill.
- Buyers get a supplemental tax bill after purchase for the change in assessed value.
- Under Proposition 13, the assessed value can rise by at most 2% a year while you own the home.
Look up a tax bill
Look up your San Mateo County property tax bill on the San Mateo County Tax Collector site. San Mateo County property tax rates and due dates.
Loan limits
San Mateo is in San Mateo County, where the 2026 conforming loan limit for a one-unit home is $1,249,125. San Mateo County loan limits.
Other cities in San Mateo County
| City or community | Tax rate (FY 2025-26) |
|---|---|
| Atherton | 1.0913% |
| Belmont | 1.1247% |
| Brisbane | 1.1560% |
| Broadmoor | 1.1602% |
| Burlingame | 1.1196% |
| Colma | 1.1602% |
| Daly City | 1.1602% |
| East Palo Alto | 1.1191% |
| El Granada | 1.1598% |
| Emerald Hills | 1.0941% |
| Foster City | 1.1456% |
| Half Moon Bay | 1.1598% |
| Highlands | 1.1171% |
| Hillsborough | 1.1185% |
| La Honda | 1.1146% |
| Loma Mar | 1.1146% |
| Menlo Park | 1.0958% |
| Millbrae | 1.1263% |
| Montara | 1.1828% |
| Moss Beach | 1.1828% |
| North Fair Oaks | 1.0941% |
| Pacifica | 1.1774% |
| Pescadero | 1.1146% |
| Portola Valley | 1.0860% |
| Redwood City | 1.0941% |
| San Bruno | 1.0831% |
| San Carlos | 1.1161% |
| San Gregorio | 1.1146% |
| South San Francisco | 1.0718% |
| Woodside | 1.0935% |
Source
Rate from Tax Rates and Valuation of Taxable Property of San Mateo County, fiscal year 2025-2026 (County Controller). All California city rates.