Mortgage Blueprint

San Mateo County Property Tax Rates (FY 2025-26)

In San Mateo County, the fiscal year 2025-26 property tax rate runs from 1.0718% (South San Francisco) to 1.1828% (Moss Beach) across the 31 cities and communities listed here: the 1% Proposition 13 base plus voter-approved bonds. The county hasn't published fiscal year 2026-27 rates yet, so these are its latest published rates.

Rates by city

Property tax rates, San Mateo County (FY 2025-26)
City or communityTax rate (FY 2025-26)
Atherton1.0913%
Belmont1.1247%
Brisbane1.1560%
Broadmoor1.1602%
Burlingame1.1196%
Colma1.1602%
Daly City1.1602%
East Palo Alto1.1191%
El Granada1.1598%
Emerald Hills1.0941%
Foster City1.1456%
Half Moon Bay1.1598%
Highlands1.1171%
Hillsborough1.1185%
La Honda1.1146%
Loma Mar1.1146%
Menlo Park1.0958%
Millbrae1.1263%
Montara1.1828%
Moss Beach1.1828%
North Fair Oaks1.0941%
Pacifica1.1774%
Pescadero1.1146%
Portola Valley1.0860%
Redwood City1.0941%
San Bruno1.0831%
San Carlos1.1161%
San Gregorio1.1146%
San Mateo1.1201%
South San Francisco1.0718%
Woodside1.0935%

Property tax calculator

Search for a city or pick one on the map, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your San Mateo County tax bill

Annual property tax$12,336.61$1,028.05 a month
True tax rate1.234%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,836.61 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,836.61
Fixed assessments$1,500.00
Annual property tax$12,336.61

Your property tax bill

The San Mateo County Tax Collector posts San Mateo County secured tax bills online: look up or pay a property tax bill. You'll usually need the parcel number (APN).

California secured property tax is billed in two installments: the first is due November 1 and late after December 10; the second is due February 1 and late after April 10. A 10% penalty applies to a late installment.

A bill adds fixed charges to the rate: parcel taxes, Mello-Roos (Community Facilities District) taxes and special assessments such as sewer, flood control or lighting. Those vary by parcel and are not in the rates above. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Loan limits

San Mateo County 2026 conforming loan limit: $1,249,125

Source

Rates from Tax Rates and Valuation of Taxable Property of San Mateo County, fiscal year 2025-2026 (County Controller). Each rate is for the city's primary or most common tax rate area; other areas in the same city can differ.

Run your numbers for San Mateo County in Mortgage Blueprint

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