Mortgage Blueprint

San Francisco, CA Property Tax Rate (FY 2026-27)

San Francisco's property tax rate is 1.1816% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.1816% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1816%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in San Francisco, CA at 1.1816% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,908.11$492.34
$750,000$8,862.16$738.51
$1,000,000$11,816.22$984.69
$1,500,000$17,724.33$1,477.03
$2,000,000$23,632.44$1,969.37

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. In San Francisco they often run $750 to $1,200 a year, so we start at $1,000. They vary by parcel, so check the actual bill.

Look up your San Francisco tax bill

Annual property tax$12,733.50$1,061.13 a month
True tax rate1.273%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,733.50 at the city rate + $1,000.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,733.50
Fixed assessments$1,000.00
Annual property tax$12,733.50

What this rate leaves out

Look up a tax bill

Look up your San Francisco property tax bill on the San Francisco Office of the Treasurer & Tax Collector site. San Francisco property tax rates and due dates.

Loan limits

San Francisco is in San Francisco County, where the 2026 conforming loan limit for a one-unit home is $1,249,125. San Francisco County loan limits.

Source

Rate from San Francisco Treasurer & Tax Collector, Secured Property Taxes: 'The secured property tax rate for Fiscal Year 2026-27 is 1.18162182%'. All California city rates.

See San Francisco's taxes in your payment in Mortgage Blueprint