Mortgage Blueprint

San Francisco Property Tax Rates (FY 2026-27)

San Francisco's property tax rate is 1.1816% for fiscal year 2026-27: the 1% Proposition 13 base plus voter-approved bonds.

Rates by city

Property tax rates, San Francisco (FY 2026-27)
City or communityTax rate (FY 2026-27)
San Francisco1.1816%

Property tax calculator

Search for a city or pick one on the map, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. In San Francisco they often run $750 to $1,200 a year, so we start at $1,000. They vary by parcel, so check the actual bill.

Look up your San Francisco tax bill

Annual property tax$12,733.50$1,061.13 a month
True tax rate1.273%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,733.50 at the city rate + $1,000.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,733.50
Fixed assessments$1,000.00
Annual property tax$12,733.50

Your property tax bill

The San Francisco Office of the Treasurer & Tax Collector posts San Francisco secured tax bills online: look up or pay a property tax bill. You'll usually need the parcel number (APN).

California secured property tax is billed in two installments: the first is due November 1 and late after December 10; the second is due February 1 and late after April 10. A 10% penalty applies to a late installment.

A bill adds fixed charges to the rate: parcel taxes, Mello-Roos (Community Facilities District) taxes and special assessments such as sewer, flood control or lighting. Those vary by parcel and are not in the rates above. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Loan limits

San Francisco County 2026 conforming loan limit: $1,249,125

Source

Rates from San Francisco Treasurer & Tax Collector, Secured Property Taxes: 'The secured property tax rate for Fiscal Year 2026-27 is 1.18162182%'. Each rate is for the city's primary or most common tax rate area; other areas in the same city can differ.

Run your numbers for San Francisco in Mortgage Blueprint

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