Mortgage Blueprint

Scotts Valley, CA Property Tax Rate (FY 2026-27)

Scotts Valley's property tax rate is 1.1208% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.1208% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1208%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Scotts Valley, CA at 1.1208% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,604.13$467.01
$750,000$8,406.19$700.52
$1,000,000$11,208.25$934.02
$1,500,000$16,812.38$1,401.03
$2,000,000$22,416.50$1,868.04

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Santa Cruz County tax bill

Annual property tax$12,629.79$1,052.48 a month
True tax rate1.263%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,129.79 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,129.79
Fixed assessments$1,500.00
Annual property tax$12,629.79

What this rate leaves out

Look up a tax bill

Look up your Santa Cruz County property tax bill on the Santa Cruz County Tax Collector site. Santa Cruz County property tax rates and due dates.

Loan limits

Scotts Valley is in Santa Cruz County, where the 2026 conforming loan limit for a one-unit home is $1,249,125. Santa Cruz County loan limits.

Other cities in Santa Cruz County

Property tax rates, Santa Cruz County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Ben Lomond1.1368%
Bonny Doon1.0973%
Boulder Creek1.1368%
Capitola1.1258%
Felton1.1368%
Santa Cruz1.1287%
Soquel1.1258%
Watsonville1.2189%

Source

Rate from County of Santa Cruz 2026-2027 Property Tax Rates (Auditor-Controller-Treasurer-Tax Collector). All California city rates.

See Scotts Valley's taxes in your payment in Mortgage Blueprint