Mortgage Blueprint

Ripon, CA Property Tax Rate (FY 2026-27)

Ripon's property tax rate is 1.0529% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.0529% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.0529%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Ripon, CA at 1.0529% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,264.50$438.71
$750,000$7,896.75$658.06
$1,000,000$10,529.00$877.42
$1,500,000$15,793.50$1,316.13
$2,000,000$21,058.00$1,754.83

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your San Joaquin County tax bill

Annual property tax$11,955.30$996.27 a month
True tax rate1.196%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,455.30 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,455.30
Fixed assessments$1,500.00
Annual property tax$11,955.30

What this rate leaves out

Look up a tax bill

Look up your San Joaquin County property tax bill on the San Joaquin County Treasurer-Tax Collector site. San Joaquin County property tax rates and due dates.

Loan limits

Ripon is in San Joaquin County, where the 2026 conforming loan limit for a one-unit home is $832,750. San Joaquin County loan limits.

Other cities in San Joaquin County

Property tax rates, San Joaquin County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Escalon1.0513%
Lathrop1.0985%
Lodi1.0623%
Manteca1.0985%
Mountain House1.0553%
Stockton1.2255%
Tracy1.1254%

Source

Rate from County of San Joaquin Multi-Year Tax Rates, Tax Year 2026 (2026-27 Property Tax Rates, run 9/16/2026). All California city rates.

See Ripon's taxes in your payment in Mortgage Blueprint