Mortgage Blueprint

Live Oak, CA Property Tax Rate (FY 2026-27)

Live Oak's property tax rate is 1.1256% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.1256% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1256%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Live Oak, CA at 1.1256% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,628.17$469.01
$750,000$8,442.25$703.52
$1,000,000$11,256.34$938.03
$1,500,000$16,884.51$1,407.04
$2,000,000$22,512.68$1,876.06

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Sutter County tax bill

Annual property tax$12,677.55$1,056.46 a month
True tax rate1.268%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,177.55 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,177.55
Fixed assessments$1,500.00
Annual property tax$12,677.55

What this rate leaves out

Look up a tax bill

Look up your Sutter County property tax bill on the Sutter County Treasurer-Tax Collector site. Sutter County property tax rates and due dates.

Loan limits

Live Oak is in Sutter County, where the 2026 conforming loan limit for a one-unit home is $832,750. Sutter County loan limits.

Other cities in Sutter County

Property tax rates, Sutter County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Yuba City1.0985%

Source

Rate from 2026-27 County of Sutter Tax Rates (Auditor-Controller worksheet, completed 09/10/26). All California city rates.

See Live Oak's taxes in your payment in Mortgage Blueprint