Mortgage Blueprint

Lake Forest, CA Property Tax Rate (FY 2026-27)

Lake Forest's property tax rate is 1.0272% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.0272% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.0272%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Lake Forest, CA at 1.0272% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,136.00$428.00
$750,000$7,704.00$642.00
$1,000,000$10,272.00$856.00
$1,500,000$15,408.00$1,284.00
$2,000,000$20,544.00$1,712.00

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Orange County tax bill

Annual property tax$11,700.10$975.01 a month
True tax rate1.170%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,200.10 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,200.10
Fixed assessments$1,500.00
Annual property tax$11,700.10

What this rate leaves out

Look up a tax bill

Look up your Orange County property tax bill on the Orange County Treasurer-Tax Collector site. Orange County property tax rates and due dates.

Loan limits

Lake Forest is in Orange County, where the 2026 conforming loan limit for a one-unit home is $1,249,125. Orange County loan limits.

Other cities in Orange County

Property tax rates, Orange County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Aliso Viejo1.0085%
Anaheim1.1322%
Brea1.1347%
Buena Park1.1355%
Costa Mesa1.0513%
Cypress1.1163%
Dana Point1.0085%
Fountain Valley1.0755%
Fullerton1.1066%
Garden Grove1.2012%
Huntington Beach1.1010%
Irvine1.0352%
La Habra1.1141%
La Palma1.1355%
Laguna Beach1.0123%
Laguna Hills1.0272%
Laguna Niguel1.0085%
Laguna Woods1.0272%
Los Alamitos1.1137%
Mission Viejo1.0085%
Newport Beach1.0513%
Orange1.0599%
Placentia1.0815%
Rancho Santa Margarita1.0272%
San Clemente1.0085%
San Juan Capistrano1.0231%
Santa Ana1.1406%
Seal Beach1.1131%
Stanton1.1479%
Tustin1.0834%
Villa Park1.0599%
Westminster1.1023%
Yorba Linda1.0815%

Source

Rate from County of Orange Property Tax Rates 2026-2027 (Tax Rate Book, Auditor-Controller Andrew N. Hamilton). All California city rates.

See Lake Forest's taxes in your payment in Mortgage Blueprint