Mortgage Blueprint

Gustine, CA Property Tax Rate (FY 2026-27)

Gustine's property tax rate is 1.0321% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.0321% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.0321%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Gustine, CA at 1.0321% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,160.50$430.04
$750,000$7,740.75$645.06
$1,000,000$10,321.00$860.08
$1,500,000$15,481.50$1,290.13
$2,000,000$20,642.00$1,720.17

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Merced County tax bill

Annual property tax$11,748.75$979.06 a month
True tax rate1.175%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,248.75 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,248.75
Fixed assessments$1,500.00
Annual property tax$11,748.75

What this rate leaves out

Look up a tax bill

Look up your Merced County property tax bill on the Merced County Treasurer-Tax Collector site. Merced County property tax rates and due dates.

Loan limits

Gustine is in Merced County, where the 2026 conforming loan limit for a one-unit home is $832,750. Merced County loan limits.

Other cities in Merced County

Property tax rates, Merced County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Atwater1.0684%
Dos Palos1.0062%
Livingston1.0417%
Los Banos1.0770%
Merced1.1105%

Source

Rate from County of Merced Property Tax Rates, Fiscal Year Ending June 30, 2027 (Auditor-Controller AUD70-2360-020; header says 'not audited nor verified'). All California city rates.

See Gustine's taxes in your payment in Mortgage Blueprint