Mortgage Blueprint

Gonzales, CA Property Tax Rate (FY 2026-27)

Gonzales' property tax rate is 1.1252% for fiscal year 2026-27 in its primary tax rate area: the 1% Proposition 13 base plus 0.1252% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.1252%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Gonzales, CA at 1.1252% (FY 2026-27)
Purchase priceAnnual taxMonthly
$500,000$5,626.09$468.84
$750,000$8,439.14$703.26
$1,000,000$11,252.18$937.68
$1,500,000$16,878.27$1,406.52
$2,000,000$22,504.36$1,875.36

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Monterey County tax bill

Annual property tax$12,673.41$1,056.12 a month
True tax rate1.267%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($11,173.41 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$11,173.41
Fixed assessments$1,500.00
Annual property tax$12,673.41

What this rate leaves out

Look up a tax bill

Look up your Monterey County property tax bill on the Monterey County Treasurer-Tax Collector site. Monterey County property tax rates and due dates.

Loan limits

Gonzales is in Monterey County, where the 2026 conforming loan limit for a one-unit home is $994,750. Monterey County loan limits.

Other cities in Monterey County

Property tax rates, Monterey County (FY 2026-27)
City or communityTax rate (FY 2026-27)
Carmel Valley1.0350%
Carmel-by-the-Sea1.0350%
Castroville1.0865%
Del Rey Oaks1.1520%
Greenfield1.2190%
King City1.2315%
Marina1.1662%
Monterey1.1520%
Pacific Grove1.1003%
Pebble Beach1.0350%
Prunedale1.0865%
Salinas1.1708%
Sand City1.1520%
Seaside1.1520%
Soledad1.1797%

Source

Rate from County of Monterey Tax Rate Book Fiscal Year 2026-27 (Auditor-Controller), Tax Rate Area (TRA) Rates section. All California city rates.

See Gonzales' taxes in your payment in Mortgage Blueprint