Mortgage Blueprint

Arcata, CA Property Tax Rate (FY 2025-26)

Arcata's property tax rate is 1.0700% for fiscal year 2025-26 in its primary tax rate area: the 1% Proposition 13 base plus 0.0700% in voter-approved bonds.

First-year property tax by purchase price

Under Proposition 13 the purchase price becomes the assessed value, so the first-year tax at the city rate is the price times 1.0700%. Fixed assessments come on top. Your true tax rate is the two together, the tax at the city rate plus fixed assessments, divided by the purchase price on a newly purchased home.

Estimated first-year property tax in Arcata, CA at 1.0700% (FY 2025-26)
Purchase priceAnnual taxMonthly
$500,000$5,350.00$445.83
$750,000$8,025.00$668.75
$1,000,000$10,700.00$891.67
$1,500,000$16,050.00$1,337.50
$2,000,000$21,400.00$1,783.33

Property tax calculator

Search for a city, then change the price, rate or fixed assessments to estimate a first-year bill. It uses the same math as Mortgage Blueprint's tax breakdown.

Fixed assessments are the Mello-Roos, parcel taxes and special assessments on the property's tax bill. We start with an estimate of $1,500 a year. They vary by parcel, so check the actual bill.

Look up your Humboldt County tax bill

Annual property tax$12,125.10$1,010.43 a month
True tax rate1.213%the rate you really pay

Your true tax rate counts the whole bill, not just the city rate. On a newly purchased home: ($10,625.10 at the city rate + $1,500.00 in fixed assessments) ÷ $1,000,000 purchase price.

How that adds up
Home exemption-$7,000
Taxable value$993,000
Tax at the city rate$10,625.10
Fixed assessments$1,500.00
Annual property tax$12,125.10

What this rate leaves out

Look up a tax bill

Look up your Humboldt County property tax bill on the Humboldt County Treasurer-Tax Collector site. Humboldt County property tax rates and due dates.

Loan limits

Arcata is in Humboldt County, where the 2026 conforming loan limit for a one-unit home is $832,750. Humboldt County loan limits.

Other cities in Humboldt County

Property tax rates, Humboldt County (FY 2025-26)
City or communityTax rate (FY 2025-26)
Blue Lake1.0450%
Eureka1.0840%
Ferndale1.0280%
Fortuna1.0770%
Rio Dell1.0540%
Trinidad1.0590%

Source

Rate from County of Humboldt Multi-Year Tax Rates 2025-26 (Tax Year 2025). All California city rates.

See Arcata's taxes in your payment in Mortgage Blueprint