2026 Conforming Loan Limits by County in Nevada
All 17 Nevada counties use the national baseline of $832,750 for a one-unit home in 2026. Loans above that amount are jumbo loans.
Nevada county limits
| County | 1 unit | 2 units | 3 units | 4 units |
|---|---|---|---|---|
| Carson City | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Churchill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Elko County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Esmeralda County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Eureka County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Humboldt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lander County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lyon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mineral County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nye County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pershing County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Storey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washoe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| White Pine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
What these limits mean
A conforming loan is one that meets Fannie Mae and Freddie Mac's size limit and guidelines, so they can buy it from the lender.
A loan at or below $832,750 for one unit is a standard conforming loan. In a high-cost county, a loan above that up to the county limit is a high-balance conforming loan. Above the county limit, it's a jumbo loan.
Jumbo loans follow each lender's own guidelines and usually need a larger down payment, more cash in reserve and stricter qualifying.
Other states
Source
Source: FHFA conforming loan limit values for calendar year 2026, announced November 25, 2025.